Brandy Surgener's Blog Posts

Do you know which documents to prep?

Want a fast and easy homebuying process? Of course you do. So how do you set yourself up for success? Start gathering your paperwork.It may not be the most exciting part of buying a home, but it

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Brandy Surgener

AuthenticityTrusted Advisor. Skilled Negotiator. Expert Facilitator.I believe in authenticity. I want my clients to truly feel as though I have their best interest at heart when negotiating for.

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Dream Home <3

Purchasing a home is a dream many have when thinking of family values; the dream of having a home of your own to spend holidays, raise a family, and create memories that last a lifetime. With these

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New for 2019: 5 trendy tones for your home decor

Are you thinking of refreshing your home's decor? Or prepping to buy and decorate a new home?When it comes to home design, color choice is everything. Not only can color affect mood, but it can also

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FHA Appraisal Guidelines for 2019 - What the Appraiser Looks for

Do you know how a conventional mortgage differs from an FHA mortgage? Or why they would be different? Read the article below (link is also provided) to become more educated on the how and...&

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Check out All About Home Inspections with Greg McClure

Follow the link for a tour of what a Home Inspector looks for.Greg McClure Home Inspector- YouTube

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You're Making Your Landlord Rich

While you’re fussing over your bills, did you realize you’re making your landlord rich? Rentals are the most lucrative business to get into. It turns ordinary people into multi

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Cleaning 101 Before Listing

                          Before you put your home up for sale, you'll want to ensure it's clean for all of the buyers that will come

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Questions you may have asked yourself...

Have you asked yourself any of these questions lately?  What home can I afford? How much can I borrow? How much will my mortgage payments be?What will my closing costs be for a

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Paying Off Your Home Loan Early

Your mortgage may come with a 15- or 30-year term attached to it, but that doesn't mean you have to wait that long to pay it off. In fact, if you have the funds or the will to make it happen, you

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Buyer Seminar (Possession)

So you’ve completed all the previous steps and are now ready to take possession of your new home. So many things to consider, granted the seller has offered immediate occupancy, you get the

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Buyer Seminar (5 Mortgage Approval and Closing)

1. Pre-QualificationMeet with your mortgage professional and review your income, debt and credit profile. With this information, and a discussion identifying what monthly mortgage payment you would

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Buyer Seminar (4 Writing the Offer)

So you have your pre- approval and your Realtor has helped connected you to the house you want to call home. Now what? It’s time to write the offer, and what exactly does that mean? It means

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Buyer Seminar (3 Pre-Qualification)

What is pre-qualification? Getting pre-qualified is the initial step in the mortgage process, and it's generally fairly simple. You supply a bank or lender with your overall financial picture,

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Buyer Seminar 2 (Finding Your Realtor)

So you decided that you want to buy or sell a house, now what are you suppose to do? Well, the first step is to find a dedicated, reliable real estate professional to help connect the dots. There

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Buyer Seminar (1 Introduction)

The purchase of a new home can bring out a large mix of emotions. Excitement, Scared, Happiness, Sadness, Nervousness to just name a few. You may think you know everything there is to buying a home

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